Non Profit Program

A not for profit debt agency can resolve overwhelming debt using the same methods as a for profit agency. The difference that consumers will experience when working with a not for profit agency is increased confidence in the solutions being presented after the complimentary credit counseling session, because the agency doesn’t have motive for enrolling the client in one debt program versus another. After taking time to listen to the client and carefully designing a budget, recommendations will be made for all eligible debt resolution solutions.

A not for profit debt agency generally helps consumers to resolve debt affordably with the help of a debt management program. Debt management programs are helpful to those who want to resolve their debt, but also continue paying their creditors on time each month. A not for profit debt agency can also recommend other suitable solutions for resolving debt, depending on the consumer’s financial goals.

After 20 years in business, our small community office in Southfield, MI has expanded nationally and has built important relationships with creditors and financial service providers. We put this extensive network of relationships to work for you.

There is something very different about enrolling in a debt resolution program that is managed by a not for profit agency. When you get on the phone with one of our agents, you’ll know for yourself.

17520 West 12 Mile Road Suite 105 Southfield, Michigan 48076

Toll Free: 888-960-5303

Fax: 248-200-2108 9am-5pm EST

National Debt Management is not a loan company, we do not lend money.

Accredited 501(c)(3) Non-Profit Credit Counseling Agency

Michigan License No. 0014319

* Under our debt resolution program, estimates are based on prior results, which will vary depending on your individual program terms and your specific enrolled creditors. We cannot guarantee that we will be able to resolve all of your enrolled accounts or that we will be able to resolve them for a specific amount or within a specific period of time. Not all of our clients will be able to complete our program for any number of reasons, including, but not limited to, their ability to save enough money during the term of their program. Under our program, we do not assume the liability for your enrolled accounts, and unlike our debt management programs, should you choose to enroll in a settlement programs, we do not make monthly payments to your creditors. Failing to make timely payments to your creditors on your enrolled accounts will likely adversely affect your creditworthiness, increase the outstanding balances due to the accrual of interest charges, penalties and late fees, and may subject you to collection actions or lawsuits by your creditors. However, the repayment agreements that we may negotiate on your behalf will resolve the entire outstanding balance on that account, including any interest, penalties or fees accrued during your program participation. Any amount of debt forgiven by your creditors may be subject to income tax, and you should consult with an accountant or attorney regarding the potential tax consequences of paying less than the full amount owed on your enrolled accounts. We do not provide tax, accounting, legal or bankruptcy advice. We are not a credit repair company, and we do not provide credit repair services. You should carefully read all program materials prior to your enrollment to be sure you fully understand the terms and conditions of our program. Our program is not available in all states, and our fees vary by state.

** Certain types of debts are not eligible for enrollment. Some creditors are not eligible for enrollment because they do not negotiate with debt settlement companies. If we know that to be the case, we generally won’t enroll the account into your program.